Xapo Bank is hiring a Head of Engineering (100% remote) to lead engineering across Growth, Payments, and Assets Under Management tribes. The role reports to the CTO and is accountable for unified SDLC ownership, delivery predictability (90% target), backend change governance with regulator-ready audit trails, tech-debt and capacity planning, incident response, and people leadership of Engineering Managers. Requires 8+ years in software engineering with several years in multi-team engineering leadership; experience in regulated fintech/banking or crypto is valued.