Join Form3’s Product team as a Business Analyst to support end-to-end delivery of a Canadian Real-Time Rail (RTR) payment gateway. Responsibilities include analysing payment scheme and business requirements, creating user stories, acceptance criteria and specifications, collaborating with Product and Engineering, and using data to inform decisions. Essential experience includes working as a Business Analyst in payments/banking/FinTech and strong technical understanding of APIs, cloud technologies and system architectures. Role is 100% remote within Canada (hiring within Canada; provinces listed include Ontario).

Form3 is hiring Senior Software Developer contractors to design, build, test and launch US payments gateway features (including Zelle and Fedwire) using Go on a cloud-native, containerised platform. Responsibilities include implementing payment flows, ensuring resilience, performance and observability, producing automated integration tests and operational runbooks, and collaborating with Product and Engineering. Role is contract-based, remote within Canada (Ontario only); contractors start their first day in a Form3 office to collect equipment.

Work as a Senior Software Engineer developing, operating and owning cloud-native Go microservices that power real-time payment flows. The role focuses on reliability, high availability, low-latency performance, and operational excellence using technologies such as Go, Kubernetes, CockroachDB and NATS JetStream. The position is remote (UK/EU) with hiring explicitly listed for Germany, Netherlands, Portugal, Spain and the United Kingdom.

Work within Product reporting to the Chief Product Officer to shape strategy and roadmap for sponsor-bank-enabled platform capabilities, design reusable sponsor bank onboarding and engagement models, translate regulatory and payment scheme requirements into product capabilities, collaborate with Engineering and cross-functional teams, and support market assessments and commercial business cases. Remote (US) hiring.

Contract role working remotely (Europe) to assess and improve Form3's cloud security posture, implement scalable security controls, secure CI/CD and software supply chain, and support AI governance and operational resilience. Contractors must be located in one of the listed European countries and start their first day in a Form3 office to collect equipment.

100% remote (Europe) contract role delivering hands-on platform and security engineering for Form3's cloud-native payments systems. Responsibilities include designing and building distributed, production-ready capabilities across API security, cryptographic controls, AI governance, software supply chain security and automated security tooling using Go and cloud/container technologies (AWS/GCP/Azure, Kubernetes). Contractors must be based in one of the listed European countries and will start their first day in a local office to collect equipment.

Join Form3's US Product team to own US A2A payment products across the full lifecycle — discovery, delivery, launch and commercialisation. Initial focus on building and scaling Wire and ACH capabilities while supporting RTP and FedNow. Requires 5+ years' product management experience, payments domain knowledge, experience working with banks/financial institutions, and strong commercial and stakeholder skills. Role is fully remote with eligibility in the US and Canada and occasional travel to New York and the UK.

Responsible for delivering and maintaining clear API and product documentation for Form3's cloud/SaaS payment services, keeping Postman collections and Swagger/OpenAPI specifications synchronised with live docs, and improving knowledge management using AI tools. Requires 2+ years technical writing experience (APIs/SaaS), coding familiarity, proficiency with Markdown, Postman and Swagger, version control (Git/GitHub), and fluency in English. Role is 100% remote with applicants accepted from the UK.